Founded in 1938 S&U plc is the UK’s foremost niche specialist finance provider.

Consumer Credit - S&U plc

S&U was founded in Birmingham in 1938 by Clifford Coombs, a charismatic figure from South Wales. His secret lay in his ability to charm and motivate people, whether they were customers or employees. By 1975, changing customer tastes and sophistication saw S&U and its sister company S.D. Taylor Ltd transform their goods based credit businesses into a finance and HP operation. This was successfully taken forward by Clifford’s sons Derek and Keith Coombs for the following three decades! Consistent with this customer focussed home credit operation the business has traded very well as Loansathome4u during the last decade until its disposal in August 2015 for over £82m.

S&U plc has a strong successful niche consumer credit history and the outlook is promising. If you may be interested in selling your credit business then why not talk to our Group Strategy Development Director Ed Ahrens on 0121 705 7777.

Motor Finance - Advantage Finance

Set up in 1999, Advantage has grown to be one of the most progressive and innovative motor finance companies in the country and is a member of the Finance and Leasing Association. Advantage employ over 100 people and since 1999 have provided motor finance for over 100,000 customers across the UK, growing at the rate of 20,000 per year.

Operating within the non-prime market sector, Advantage has built its excellent reputation and track record on quality as opposed to quantity. Funding is invested wisely through a very experienced management team the majority of whom have been with the Company since inception. Low staff turnover and a strong focus on reward and recognition are fundamental to the success of Advantage which has achieved 17 consecutive years of record profits.